Pro Found - betriebliche Vorsorge GmbH & Co. KG
Imprint
(responsible for this website)
Legal information and contacts
Contact us
Landshuter Allee 6
80637 Munich
Phone +49 (0)89 3600 4600
info@pro-found.de
Managing Director
Martin Stolzenburg
The company's registered office is in Munich
HRA 89367, Munich Local Court
Complementary
Pro Found Verwaltungsgesellschaft mbH
The company's registered office is in Munich
HRB 165591, Munich Local Court
In accordance with §11 of the Insurance Mediation Ordinance (VersVermV), we would like to inform you about our company: We are registered in the register of intermediaries as an authorised insurance broker in accordance with Section 34d (1) GewO.
Register no. D-VWPN-QK7U0-09
Supervisory authorities
Authority for the licence according to § 34 d para. 1 GewO:
Chamber of Industry and Commerce for Munich and Upper Bavaria
Max-Joseph-Strasse 2
80333 Munich
Telephone: +49 (0)89 51 16-0
Fax: +49 (0)89 51 16-1306
e-mail: info@muenchen.ihk.de
Web: www.ihk-muenchen.de
Insurance intermediary register (available at www.vermittlerregister.info)
Registration number according to § 11 a Abs. 1 GewO: D-VWPN-QK7U0-09
Other
Job title:
Insurance broker with licence according to § 34 d para. 1 GewO, Federal Republic of Germany
Professional regulations:
- for the activity as an insurance broker
§ 34 d Trade Regulation Act (GewO)
§§ Sections 59-68 of the Insurance Contract Act (VVG)
Ordinance on Insurance Brokerage and Consultancy (VersVermV)
The professional regulations can be accessed via the website operated by the Federal Ministry of Justice and juris GmbH www.gesetze-im-internet.de can be viewed and retrieved.
Consultancy and remuneration:
The activity also includes counselling. The activity is remunerated as a commission included in the insurance premium, which is paid by the respective insurance company.
Joint register office within the meaning of Section 15 (1) No. 9 VersVermV:
Association of German Chambers of Industry and Commerce (DIHK)
Breite Straße 29
10178 Berlin
Phone: +49 (0)30 20 308-0
Register retrieval under www.vermittlerregister.info under registration number D-VWPN-QK7U0-09
Competent professional chamber:
Chamber of Industry and Commerce for Munich and Upper Bavaria
Max-Joseph-Strasse 2
80333 Munich
Phone: +49 (0)89 51 16-0
Fax: +49 (0)89 51 16-1306
e-mail: info@muenchen.ihk.de
Web: http://www.ihk-muenchen.de
Arbitration centres:
Arbitration centre for commercial insurance, investment and credit brokerage
Glockengießerwall 2, 20095 Hamburg
Postal address: P.O. Box 10 14 24, 20009 Hamburg
Phone: +49 (0)40 69 65 08 90
Fax: +49 (0)40 69 65 08 91
e-mail: kontakt@schlichtung-finanzberatung.de
Web: www.schlichtung-finanzberatung.de
Declaration on the implementation of the EU Transparency Regulation pursuant to Art. 3 and 4 TVO
In order to take sustainability risks into account when providing advice, the information provided by providers (financial market participants) and their financial products is taken into account when selecting providers. Providers who clearly do not have a strategy for including sustainability risks in their investment decisions may not be offered. As part of the advice, it may be presented separately if the consideration of sustainability risks in the investment decision means recognisable advantages or disadvantages for the customer. The respective provider provides information on the consideration of sustainability risks in investment decisions in its pre-contractual information. The customer can ask questions about this in the run-up to a possible contract.
In order to assess sustainability risks, the financial advisor uses additional information from service providers, associations or organisations that specialise in assessing these risks. With regard to sustainability risks, the broadest possible diversification of investments in financial products or, if necessary, within a financial product is also recommended.
As part of the consultation, the most important adverse effects of investment decisions on sustainability factors are taken into account. The consideration is based on the information provided by the providers on their sustainability and, if applicable, the sustainability of the respective financial product. (At present, consideration can only be given to a limited extent due to the information provided by the providers, which is currently still rudimentary).
Explanation of terms
Information on sustainability risks for financial products
What are sustainability risks?
Sustainability risks (ESG risks) are defined as events or conditions from the three areas of environment, social and governance, the occurrence of which could have a negative impact on the value of the investment. These risks can affect individual companies as well as entire sectors or regions.
What are examples of sustainability risks in the three areas?
- Environment: As a result of climate change, an increase in extreme weather events could pose a risk. This risk is also known as physical risk. An example of this would be an extremely dry period in a particular region. This could cause the levels of transport routes such as rivers to fall to such an extent that the transport of goods could be impaired.
- Social: In the social sphere, risks could arise, for example, from non-compliance with labour law standards or health protection.
- Corporate governance: Examples of risks in the area of corporate governance include non-compliance with tax honesty or corruption in companies.
Current version
09.02.2022