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For employers

Company pension scheme

As the name suggests, the company pension scheme is the pension scheme of a company. Every employer can find their own individual solutions. Basic principles and minimum requirements are defined in the ‘Betriebsrentengesetz’. The legal provisions are essentially the guardrails that limit the possibilities to the right and left.

Anyone who thinks that everything is already set and clear has underestimated the situation, or in this case the finance minister. Of course, the German government has a major interest in making company pension schemes attractive. This is achieved through targeted promotion, which has an impact on both the employer and the employees.

As an employer, you now think that everything is clear. But it's not! That would be too easy. In order to make our profession really important, there are also special regulations in the social insurance schemes that only apply to company pension schemes and which every employer should be aware of.

Important conclusion at this point: Despite this flood of regulations, company pension schemes are an important area for every employer, because the following benefits are made possible by company pension schemes:

Advantages of occupational pension schemes for employers

Magnetic effect and motivation for qualified employees

Image gain
Special conditions
Tax advantages

Independent studies regularly come to the conclusion that the company pension scheme is perceived as an important benefit. A company pension ranks even higher than a company car or company mobile phone.

Employers with attractive occupational pension solutions show foresight and a sense of responsibility and thus score points in the "war for talent".

With a specialised service provider like Pro Found, you bring in-depth expertise to your company. With our open and targeted communication, streamlined processes and digital tools, you can optimise the efficiency of your company's occupational pension scheme.

Let us help you through the company pension jungle.

Facts and figures

Beschäftigte im Mittelstand
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Mittelstandsunternehmen
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Tarifverträge
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Beschäftigte bei unserem größten Kunden
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Lebensversicherungsunternehmen
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Years of company pension law - BetrAVG
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Pensionsfonds
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Jahre Verjährungsfrist
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Durchführungswege
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Arten von Direktversicherungen
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Zusage-Arten
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Arten von Pensionskassen
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bAV-Welten
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Further information