{"id":291,"date":"2022-02-03T17:22:58","date_gmt":"2022-02-03T16:22:58","guid":{"rendered":"https:\/\/pro-found.de\/?page_id=291"},"modified":"2024-11-04T21:48:59","modified_gmt":"2024-11-04T20:48:59","slug":"expertenwissen-fuer-mitarbeitende","status":"publish","type":"page","link":"https:\/\/pro-found.de\/en\/expertenwissen-fuer-mitarbeitende\/","title":{"rendered":"Expertise for employees"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"291\" class=\"elementor elementor-291\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8128d75 elementor-section-full_width elementor-section-height-min-height elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"8128d75\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6eb13c9\" data-id=\"6eb13c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-616145e elementor-widget elementor-widget-heading\" data-id=\"616145e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Expertise for employees<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32d1145 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"32d1145\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-93ea3d9\" data-id=\"93ea3d9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20f8f29 elementor-widget elementor-widget-heading\" data-id=\"20f8f29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ebfe68d elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ebfe68d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-46bf7c0\" data-id=\"46bf7c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9029e5d elementor-widget elementor-widget-pp-flipbox\" data-id=\"9029e5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tHealth Insurance Obligation\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tI saw on television that the company pension is subject to health and long-term care insurance contributions, making the returns unattractive. Is that true?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjM5MCIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5ec16d4\" data-id=\"5ec16d4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a45f4d elementor-widget elementor-widget-pp-flipbox\" data-id=\"4a45f4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tPension reduction\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tDoes the company pension reduce my statutory pension?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjM5NyIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1271dd3\" data-id=\"1271dd3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53419d6 elementor-widget elementor-widget-pp-flipbox\" data-id=\"53419d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tTax burden\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tDue to the tax burden on pension payments, doesn't the benefit of saving on a gross basis get wiped out in the end?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQwMyIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62d64b5 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"62d64b5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-d95c07d\" data-id=\"d95c07d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-07e9665 elementor-widget elementor-widget-pp-flipbox\" data-id=\"07e9665\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tLoss of Entitlement<br>lost\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tA friend mentioned that he lost his previous entitlements when changing employers. How can that happen?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQwOSIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a24ab12\" data-id=\"a24ab12\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ac55366 elementor-widget elementor-widget-pp-flipbox\" data-id=\"ac55366\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tWhy now\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tI'm young now and need my money. Why should I start saving now?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQxNSIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-9e66e3d\" data-id=\"9e66e3d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0da027 elementor-widget elementor-widget-pp-flipbox\" data-id=\"c0da027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tStay flexible\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tCurrently, I live in a shared apartment and could invest a lot of money in retirement savings. But what if I want to stay flexible?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQyMSIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1839707 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1839707\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-30c124e\" data-id=\"30c124e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e46b38 elementor-widget elementor-widget-pp-flipbox\" data-id=\"5e46b38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tInheritance\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tI am a single parent and would like to bequeath my company pension to my children in the event of my death. Is that possible?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQyNyIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7e581a0\" data-id=\"7e581a0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-657ca6f elementor-widget elementor-widget-pp-flipbox\" data-id=\"657ca6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tBoring\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tThe returns on life and pension insurance are totally boring. I\/my banker\/my fund manager can do much better. What do you think?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQzMyIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-dede486\" data-id=\"dede486\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1ec78f elementor-widget elementor-widget-pp-flipbox\" data-id=\"c1ec78f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tParental leave\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tWhat happens to my company pension when I\u2019m on maternity or parental leave?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQzOSIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c26383b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c26383b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5d6d5dc\" data-id=\"5d6d5dc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f730ed5 elementor-widget elementor-widget-pp-flipbox\" data-id=\"f730ed5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tShort-time work\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tMy company is facing short-time working. What do I need to know?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQ0NSIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c563fa5\" data-id=\"c563fa5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-214822f elementor-widget elementor-widget-pp-flipbox\" data-id=\"214822f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tHartz IV\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tNothing to see here\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQ1MSIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-70d6a4b\" data-id=\"70d6a4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d9cd08a elementor-widget elementor-widget-pp-flipbox\" data-id=\"d9cd08a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pp-flipbox.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"pp-flipbox-container pp-animate-flip pp-direction-left\">\n\t\t\t<div class=\"pp-flipbox-flip-card\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-front\">\n\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t<div class=\"pp-flipbox-icon-image\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<h2 class=\"pp-flipbox-heading\">\n\t\t\t\t\t\tThailand\t\t\t\t\t<\/h2>\n\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"pp-flipbox-back\">\n\t\t\t\t\t\t<div class=\"pp-flipbox-overlay\">\n\t\t\t\t<div class=\"pp-flipbox-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"pp-flipbox-content\">\n\t\t\t\t\t\tCan I receive my company pension abroad?\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button pp-flipbox-button elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQ1NyIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t\tAnswer\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Expert knowledge for employees Frequently asked questions Compulsory health insurance I have seen on television that company pensions are subject to health and long-term care insurance and that the return is therefore unattractive. Is that true? Answer Reduction in pension Does the company pension reduce my statutory pension? Answer Tax burden The tax burden on the pension payment means that I end up with the benefit of gross savings again... <br \/> <a class=\"read-more\" href=\"https:\/\/pro-found.de\/en\/expertenwissen-fuer-mitarbeitende\/\">Read more<\/a><\/p>","protected":false},"author":1,"featured_media":292,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-291","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/pro-found.de\/en\/wp-json\/wp\/v2\/pages\/291"}],"collection":[{"href":"https:\/\/pro-found.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pro-found.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pro-found.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pro-found.de\/en\/wp-json\/wp\/v2\/comments?post=291"}],"version-history":[{"count":54,"href":"https:\/\/pro-found.de\/en\/wp-json\/wp\/v2\/pages\/291\/revisions"}],"predecessor-version":[{"id":1002,"href":"https:\/\/pro-found.de\/en\/wp-json\/wp\/v2\/pages\/291\/revisions\/1002"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pro-found.de\/en\/wp-json\/wp\/v2\/media\/292"}],"wp:attachment":[{"href":"https:\/\/pro-found.de\/en\/wp-json\/wp\/v2\/media?parent=291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}